Digital Credit Income · Private Access
Private software for
digital credit income.
Parra helps selected private investors access, approve and monitor USD-denominated DeFi strategies built around tokenized digital credit. Assets remain in client-controlled wallets, and Parra cannot move funds without client approval.
Digital Credit Gross APY
15.16%
Primary strategy
Performance Fee
20%
20% of realized Digital Credit yield only.
Digital Credit Net APY
12.13%
After performance fee
Portfolio Est. Income Yield
8.49%
Digital Credit only · other sleeves not projected
Est. Monthly Net Income
$1,769
Access
Private
Parra’s standard allocation framework generally limits Digital Credit Income to up to 70% of monitored capital. The remaining allocation may be distributed across stable liquidity, USDT yield, Bitcoin and tokenized gold.
Digital Credit Gross APY based on the trailing 30-day apyUSD average. Variable and not guaranteed. Portfolio estimated income yield reflects Digital Credit Income only.
Targets are illustrative and not guaranteed. Actual income, valuations and liquidity may vary. Strategies may involve credit, issuer, liquidity, market, smart-contract, stablecoin and regulatory risk.
Select your investment
$250,000
USD · Diversified portfolio framework
Illustrative allocation
100%
Digital Credit Income
70%
USDT Yield
10%
Tokenized Gold
10%
Bitcoin
10%
Digital Credit Allocation
$175,000
DC Gross APY
15.16%
DC Net APY
12.13%
Perf. Fee
20%
Portfolio Est. Yield
8.49%
Est. Monthly Gross Income
$2,211
Performance Fee (20%)
−$442
Est. Monthly Net Income
$1,769
Estimated income and performance fee are calculated on the Digital Credit Income allocation only. Returns are not projected for USDT Yield, tokenized gold or Bitcoin unless separately configured.
Primary Strategy
Digital Credit Income
Liquidity Window
Monthly
What Parra Does
A private operating layer for
digital credit income.
Parra combines guided operations, client approvals, portfolio monitoring and institutional reporting in one private interface. Clients retain control of their wallets while Parra helps organize requests, transaction approvals, income tracking and risk visibility.
Digital Credit Access
Access selected tokenized digital credit strategies through a structured private-client process.
Client-Controlled Wallets
Assets remain in dedicated client-controlled wallets. Parra does not accept deposits, pool capital or move assets unilaterally.
Guided Operations
Submit allocation and income requests through a structured workflow. Every transaction requires client approval.
Gross and Net Reporting
See target gross yield, realized income, applicable fees and estimated net results as separate figures.
Income and Liquidity Tracking
Monitor income generation, realization status and available liquidity windows without fragmented records.
Risk Transparency
Review credit, market, liquidity, protocol, stablecoin and regulatory risks alongside portfolio performance.
How Yield Works
A clear view of
gross and net income.
Digital Credit Income targets recurring USD-denominated yield. Returns remain variable, and income is recognized only when it is realized.
01
The strategy generates gross yield
Capital allocated to tokenized digital credit may generate variable USD-denominated income.
Digital Credit Gross APY: 15.16%02
The performance fee is calculated
Parra charges 20% of realized Digital Credit yield only. There is no management fee on monitored capital. The fee does not apply to principal, unrealized gains, BTC, tokenized gold or USDT appreciation.
Performance Fee: 20%03
Net income remains with the client
Realized income, fees and net proceeds are reported separately and remain within the client-controlled wallet.
Digital Credit Net APY: 12.13%Illustrative Example
$250,000 total · $175,000 (70%) in Digital Credit Income
Digital Credit Net APY
Est. Monthly Net Income
12.13%
$1,769
Illustrative · Targets are not guaranteed · Subject to strategy performance
Illustrative only. Based on a 15.16% Digital Credit gross APY, 20% of realized Digital Credit yield only. and a 70% Digital Credit allocation. Income is projected on Digital Credit only. Returns, realization timing and liquidity are not guaranteed.
Dashboard Preview
Everything important,
in one private dashboard.
Monitor capital, allocation, realized income, fees, liquidity and risk without turning the experience into a trading platform.
Total Capital
$250,000
USD Deployed
Digital Credit Net APY
12.13%
After 20% perf. fee
Est. Monthly Net
$1,769
Est. current period
Liquidity Window
Monthly
Next: August 1, 2026
Strategy Status
Risk Exposure
Monthly Income Split
Recent Income Events
Illustrative dashboard using hypothetical portfolio data and historical events. It does not represent guaranteed or actual performance. Estimated income and performance fee reflect the Digital Credit allocation only.
Flexibility
OptionalStart with Digital Credit Income.
Request changes as your strategy evolves.
Eligible clients may request changes between approved exposures. Availability depends on the client agreement, market conditions, liquidity windows and operational review.
Optional exposures are secondary to Digital Credit Income and may not be available to every client or during every liquidity window. Parra coordinates approved requests, and every transaction requires client authorization.
Conservative on-chain liquidity held separately from Digital Credit Income.
Bitcoin exposure held separately from income-producing strategies.
Tokenized gold exposure as an optional secondary allocation.
Risk Transparency
Yield is only useful
when risk is visible.
Digital Credit Income is not a savings product and returns are not guaranteed. Parra reports target yield, realized income, fees, market value and principal risk separately.
Our Commitment
We do not present target returns as guaranteed income.
We do not hide fees inside reported yield.
We distinguish realized income from market-value changes.
We disclose material risks before a client approves an allocation.
We identify when valuations or liquidity information may be delayed.
We keep assets in dedicated client-controlled wallets.
Credit and Issuer Risk
Borrowers or issuers may default or fail to meet payment obligations. Tokenized credit strategies carry direct counterparty exposure.
Liquidity Risk
Capital is subject to defined liquidity windows. Early exit may not be possible. Redemption terms vary by strategy.
Market Risk
Credit spreads, interest rates and broader market conditions affect the real value of income and underlying exposure.
Smart-Contract Risk
On-chain settlement relies on code. Vulnerabilities, bugs or exploits could affect capital or income distribution.
Stablecoin Risk
Where stablecoins are used in strategy rails, depeg events, regulatory actions or liquidity stress can affect returns.
Regulatory Risk
Digital asset regulation is evolving. Changes in law or regulatory action may affect strategy availability, structure or investor access.
Private Client Structure
Software and operational support,
under private agreements.
Parra provides private software, portfolio monitoring, reporting and transaction coordination. Clients retain control of their wallets and approve every transaction. Parra does not accept deposits, pool client capital or move funds unilaterally.
Services are provided through private agreements to selected clients. Strategy availability, operational support and reporting scope may vary by client.
Private Access
Built for selected investors
and trusted referrals.
Parra is not a public retail brokerage. Access is relationship-driven and intended for private investors seeking structured software, transaction approval workflows and reporting for client-controlled DeFi portfolios.
access@parra.finance
Access
By referral
Reporting
Monthly
Performance Fee
20% of realized Digital Credit yield only.
Submitting an access request does not guarantee eligibility, acceptance or access to any strategy.